Frequently Asked Questions
Do I need a lawyer to file Chapter 7?
No. Some people choose to work with an attorney, while others file on their own or use a petition preparer. Each option has different responsibilities, limitations, and levels of support.
If you want an overview of filing options, you can read more in the guides or blog.
Can I file Chapter 7 on my own?
Yes. Many individuals file without an attorney. However, filing on your own does not reduce the complexity of the forms or the accuracy required. You are responsible for the information submitted to the court.
More detailed guidance can be found in the educational materials on this site.
What does a petition preparer do?
A petition preparer helps organize information and types the forms based on the details you provide. They cannot give legal advice, cannot tell you what to choose, and cannot represent you in court.
More details are available on the Petition Preparation Services page.
Will these guides tell me whether I qualify?
No. These tools are for organization and education. Eligibility depends on your financial situation, state laws, and district rules. Only an attorney can give advice about qualification.
You can review general qualification information in the educational sections or blog.
Are these tools guaranteed to work for my situation?
No. Bankruptcy outcomes vary based on individual financial circumstances and court requirements. These resources help you stay organized and informed, but they do not replace legal advice or guarantee any result.
You can read the full disclaimer for more details.
Do the guides include the official bankruptcy forms?
No. The guides help you understand what information you will need to provide, but they do not include or replace the official bankruptcy forms. The forms themselves are available from the U.S. Courts website.
If you work with a petition preparer, the preparer uses the correct forms during the preparation process based on the information you provide.